Community First Mercado Plan
Health Coverage with Simple Costs
Community First Mercado Plan make it easier to know what you’ll pay when you get care. Most Mercado plans use set copays instead of deductibles and coinsurance.
Why Choose A Mercado Plan?
With most Mercado plans, you pay a fixed copay for many covered services. This can make it easier to plan for health care costs. Mercado plans are available in Bronze, Silver, and Gold levels.
A Mercado Plan may be a good choice if you:
- Want simple and predictable costs
- Like paying a set copay for services
- Want a plan without a deductible (Silver and Gold)
- Use health care services often
Mercado Plan Highlights
- Silver and Gold plans have no deductible
- Most covered services have fixed copays
- Costs are easier to predict
- Access to Community First’s provider network
Mercado Bronze Plan
The Mercado Bronze plan is different from Mercado Silver and Gold plans. The Mercado Bronze plan includes:
- A deductible
- Copays and coinsurance
- Lower monthly payments
- Higher costs when you use health care services
Understanding Plan Levels
Bronze
Silver
A balance between your monthly payment and health care costs.
On average, Community First pays 70%. You pay 30%.
Gold
Higher monthly payment, but lower costs when you receive care.
On average, Community First pays 80%. You pay 20%.
Before You Enroll
Every plan is different. Monthly premiums, deductibles, copays, and coinsurance can vary by plan. Be sure to review the plan details before choosing the coverage that is right for you and your family.